Universal Reward Credit Cards

A universal reward card is the ideal credit card for every consumer looking to earn discounts, benefits and save as they spend. These cards are general purpose cards with the extra benefit of a rewards program allowing cardholders earn points on virtually every purchase.

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Featured Credit Card !

Tangerine® World Mastercard®

4.5 / 5.0 (21 votes)
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Intro APR:
1.95%
Intro APR Period:
6 months on BT*
APR on Purchases:
19.95%*
Annual Fee:
$0*

Tangerine® Money Back Mastercard®

3.8 / 5.0 (4 votes)
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Intro APR:
1.95%
Intro APR Period:
6 months on BT*
APR on Purchases:
19.95%*
Annual Fee:
$0*

The Tangerine Money Back Credit Card received following awards in 2016: The PX Payment Award for Best Loyalty Service, Program or Offering; The... Read More

Plastk Secured Visa Credit Card

4.5 / 5.0 (8 votes)
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Intro APR:
0%
Intro APR Period:
3 months*
APR on Purchases:
17.99%* (V)
Annual Fee:
$48*

No-Fee Scotia Momentum® Visa® Card

4.5 / 5.0 (23 votes)
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Intro APR:
7.99%
Intro APR Period:
6 months*
APR on Purchases:
19.99%*
Annual Fee:
$0*

Looking for cash back on things like gas, groceries and even prescriptions? What if you could earn cash back on your recurring monthly payments,... Read More

Scotiabank Passport® Visa® Infinite Card

4.5 / 5.0 (25 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$139*

Scotia Momentum® Visa® Card

3.9 / 5.0 (29 votes)
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Intro APR:
2.99%
Intro APR Period:
6 months on BT*
APR on Purchases:
19.99%*
Annual Fee:
$39*

If you've spent any time exploring the many credit card offers available to Canadian consumers, you know just the overwhelming number of offers can... Read More

ScotiaGold Passport® Visa® Card

5.0 / 5.0 (24 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$110*

The ScotiaGold Passport VISA blows the competition away. With a minimum $5,000 credit limit, an incredible rewards program, competitive interest... Read More

Scotia Momentum® Mastercard® Card

0.0 / 5.0 (1 votes)
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Intro APR:
7.99%
Intro APR Period:
6 months*
APR on Purchases:
19.99%*
Annual Fee:
$0*

Scotiabank Platinum American Express Card

4.6 / 5.0 (8 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%* (V)
Annual Fee:
$399*

Scotiabank American Express Card

3.5 / 5.0 (6 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%* (V)
Annual Fee:
$0*

SCENE® Visa® Card

4.0 / 5.0 (7 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$0*

When a great credit card offer comes along, the first thing we typically do is see how it benefits our needs. Is the rewards program comparable?... Read More

Scotiabank® GM® Visa® Card

4.5 / 5.0 (121 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
17.99%*
Annual Fee:
$0*