Universal Reward Credit Cards

A universal reward card is the ideal credit card for every consumer looking to earn discounts, benefits and save as they spend. These cards are general purpose cards with the extra benefit of a rewards program allowing cardholders earn points on virtually every purchase.

Loading...
Loading content...

Featured Credit Card !

Tangerine® Money Back Card

4.7 / 5.0 (3 votes)
Leave your vote!
Intro APR:
1.95%
Intro APR Period:
6 months on BT*
APR on Purchases:
19.95%*
Annual Fee:
$0*

The Tangerine Money Back Credit Card received following awards in 2016: The PX Payment Award for Best Loyalty Service, Program or Offering; The... Read More

No-Fee Scotia Momentum® VISA® Card

4.5 / 5.0 (23 votes)
Leave your vote!
Intro APR:
7.99%
Intro APR Period:
6 months*
APR on Purchases:
19.99%*
Annual Fee:
$0*

Looking for cash back on things like gas, groceries and even prescriptions? What if you could earn cash back on your recurring monthly payments,... Read More

Scotia Momentum® VISA® Card

3.9 / 5.0 (29 votes)
Leave your vote!
Intro APR:
2.99%
Intro APR Period:
6 months on BT*
APR on Purchases:
19.99%*
Annual Fee:
$39*

If you've spent any time exploring the many credit card offers available to Canadian consumers, you know just the overwhelming number of offers can... Read More

ScotiaGold Passport® VISA® Card

5.0 / 5.0 (24 votes)
Leave your vote!
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$110*

The ScotiaGold Passport VISA blows the competition away. With a minimum $5,000 credit limit, an incredible rewards program, competitive interest... Read More

Scotia Momentum® Mastercard® Card

0.0 / 5.0 (1 votes)
Leave your vote!
Intro APR:
7.99%
Intro APR Period:
6 months*
APR on Purchases:
19.99%*
Annual Fee:
$0*

Scotiabank Platinum American Express Card

4.5 / 5.0 (6 votes)
Leave your vote!
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%* (V)
Annual Fee:
$399*

Scotiabank American Express Card

3.5 / 5.0 (6 votes)
Leave your vote!
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%* (V)
Annual Fee:
$0*

Scotiabank® GM® VISA® Card

4.5 / 5.0 (121 votes)
Leave your vote!
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
17.99%*
Annual Fee:
$0*

Scotiabank® GM® VISA® Infinite Card

4.5 / 5.0 (7 votes)
Leave your vote!
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
See terms*

Scotia Momentum® VISA® Infinite Card

4.5 / 5.0 (5 votes)
Leave your vote!
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$99 Waived for the first year*

These days, consumers are exposed to a vast number of financial products, whether it's credit card offers, invitations to change their banks and a... Read More

L'earn® VISA® Credit Card

3.7 / 5.0 (24 votes)
Leave your vote!
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$0*

What would a strong credit card offer for your college aged students look like? Would it come with no annual fee? Rewards? Perks? If so, the... Read More

Scotiabank® Rewards VISA® Credit Card

4.0 / 5.0 (31 votes)
Leave your vote!
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$0*

The Scotiabank Rewards Visa card rewards cardholders for use, but it also emphasizes the fact that balances can be paid off to free up the... Read More