Universal Reward Credit Cards

A universal reward card is the ideal credit card for every consumer looking to earn discounts, benefits and save as they spend. These cards are general purpose cards with the extra benefit of a rewards program allowing cardholders earn points on virtually every purchase.

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Featured Card !

Walmart Rewards™ Mastercard®

4.5 / 5.0 (11 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.89%* (V)
Annual Fee:
$0*

Walmart Rewards™ World Mastercard®

4.5 / 5.0 (13 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.89%* (V)
Annual Fee:
$0*

Simplii Financial Debit Card

4.5 / 5.0 (121 votes)
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Opening Min:
N/A
App Fee:
N/A*
Annual Fee:
$0*
Credit Needed:
Bad Credit OK*
Fees:
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Tangerine® World Mastercard®

4.5 / 5.0 (21 votes)
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Intro APR:
1.95%
Intro APR Period:
6 months on BT*
APR on Purchases:
19.95%*
Annual Fee:
$0*

Tangerine® Money Back Mastercard®

3.8 / 5.0 (4 votes)
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Intro APR:
1.95%
Intro APR Period:
6 months on BT*
APR on Purchases:
19.95%*
Annual Fee:
$0*

The Tangerine Money Back Credit Card received following awards in 2016: The PX Payment Award for Best Loyalty Service, Program or Offering; The... Read More

Neo Financial Rewards Mastercard

4.5 / 5.0 (18 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99% - 24.99%* (V)
Annual Fee:
$0*

KOHO Premium Mastercard®

4.5 / 5.0 (17 votes)
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Opening Min:
$10.00
App Fee:
$0.00*
Annual Fee:
$84*
Credit Needed:
Bad Credit OK*
Fees:
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KOHO Prepaid Mastercard®

4.5 / 5.0 (31 votes)
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Opening Min:
$10.00
App Fee:
$0.00*
Annual Fee:
$0*
Credit Needed:
Bad Credit OK*
Fees:
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Plastk Secured Visa

4.5 / 5.0 (8 votes)
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Intro APR:
0%
Intro APR Period:
3 months*
APR on Purchases:
17.99%* (V)
Annual Fee:
$48*

Refresh Financial Secured Visa® Card

4.5 / 5.0 (14 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
17.99%* (V)
Annual Fee:
$12.95*

Scotia Momentum® No-Fee Visa® Card

4.5 / 5.0 (23 votes)
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Intro APR:
0%
Intro APR Period:
6 months on BT*
APR on Purchases:
19.99%*
Annual Fee:
$0*

Looking for cash back on things like gas, groceries and even prescriptions? What if you could earn cash back on your recurring monthly payments,... Read More

Scotia Momentum® Visa® Card

3.9 / 5.0 (29 votes)
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Intro APR:
0%
Intro APR Period:
6 months on BT*
APR on Purchases:
19.99%*
Annual Fee:
$39*

If you've spent any time exploring the many credit card offers available to Canadian consumers, you know just the overwhelming number of offers can... Read More