Home
Credit Cards
Tangerine Money-Back MasterCard credit card

Tangerine® Money Back Mastercard®

- SPECIAL OFFER: Earn an extra 11% back* for a limited time with a Tangerine Money-Back Credit Card.
- 1.95% Balance Transfer promo for 6 months (with a 1% fee)
- Earn 2% Money-Back Rewards on your everyday purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.
- Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
- Orange Alerts are emailed to you so that you're up-to-date on what's happening in your Account.

3.8 / 5.0 (4 votes)

Leave your vote!

Information - Rates - Fees

Intro APR:

1.95%*

Applied Towards:

Balance Transfer

Intro Period:

6 months on BT*

APR:

19.95%*

Annual Fee:

$0*

Issuer:

Tangerine

Card Network:

Mastercard

Card Category:

Consumer (Regular)

Card Type:

EMV Chip
Every Day Purchases
Instant Decision
Reward Card

Credit Needed:

Good*

Grace Period:

See Terms*

Late Payment Fee:

See terms*

Over Limit Fee:

$25.00

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

3.00%

Minimum Fee:

$5.00

Cash Advances

APR on Cash Advances (%):

19.95%

Other Fees

Additional Fees

Dishonored Payment: $25.00
Rush Card Delivery: $25.00
Past Statement Reprint: $5.00 (each)
Foreign Currency Conversion: 2.50% is added to the converted transaction amount

Comments

*This is a New Client Transfer Promotion of 1.95% for 6 months with a 1% fee. Clients will be eligible for this Balance Transfer promotion for 30 days after being approved for a Tangerine Credit Card.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by CreditCardsLab Canada

The Tangerine Money Back Credit Card received following awards in 2016: The PX Payment Award for Best Loyalty Service, Program or Offering; The IVIE Silver Award for Canadian Payments Benefitting Issuers; and The 2016 Product of the Year Canada Award in the Financial Services category

Features

Most attractive:

- No annual fee
- Intro rate for Balance Transfers
- Free Rewards program
- High credit limit
- Easy to change cash back categories

Least attractive:

- No bonus rewards

Rewards & Benefits

Reward Types:

CashBack Rewards
Merchandise Rewards
Other Rewards
Universal Rewards

Reward Unit:

Cash

Rewards:

- 4% Money-Back Rewards in up to 3 Categories for 3 Months.*
- 2% Money-Back chosen categories, and 0.5% Money-Back Rewards on all other purchases
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.

Expiration:

None*

Yearly Limit:

None

Other Benefits:

- Change your 2% Money-Back Categories to suit your spending.
- Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
- Purchase Assurance and Extended Warranty
- Accepted worldwide at more than 24 million locations in over 210 countries
- MasterCard Zero Liability
- MasterCard Tap & Go™

Online Access:

Yes!

*The information provided for Tangerine® Money Back Mastercard® is believed to be accurate at the time of evaluation (Jul 1, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.