- No annual fee
- No limit on the amount of Money-Back Rewards earned
- 2% Rewards in Client's chosen categories
- Clients can change their 2% Money-Back Categories to suit their spending
- Clients who have their rewards deposited to a Tangerine savings Account can get a 3rd 2% Money-Back Category
- A standard annual interest rate of 19.95%
- You could earn a $100 Bonus when you open a Tangerine Chequing Account by July 2, 2018 and switch your payroll or pre-authorized payments.*
4.5 / 5.0 (2 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Instant Decision Card
Reward Card
Credit Needed:
Grace Period:
See Terms*
Late Payment Fee:
See terms*
Over Limit Fee:

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):

Other Fees

Additional Fees
Dishonored Payment: $25.00
Rush Card: $25.00
Past Statement Reprint: $5.00 per statement
Foreign Currency Conversion: 2.50% is added to the converted transaction amount

Review by

The Tangerine Money Back Credit Card received following awards in 2016: The PX Payment Award for Best Loyalty Service, Program or Offering; The IVIE Silver Award for Canadian Payments Benefitting Issuers; and The 2016 Product of the Year Canada Award in the Financial Services category


Most attractive:
- No annual fee
- Free Rewards program
- High credit limit
- Easy to change cash back categories
Least attractive:
- No bonus rewards
- No intro rates

Rewards & Benefits

Reward Types:
CashBack Reward Cards
Merchandise Reward Cards
Other Reward Cards
Universal Reward Cards
Reward Unit:
- 2% Money-Back chosen categories, and 0.5% Money-Back Rewards on all other purchases
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
Yearly Limit:
Other Benefits:
- Change your 2% Money-Back Categories to suit your spending.
- Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
- Purchase Assurance and Extended Warranty
- Accepted worldwide at more than 24 million locations in over 210 countries
- MasterCard Zero Liability
- MasterCard Tap & Go™
Online Access:

The information provided for Tangerine® Money Back Credit Card is believed to be accurate at the time of evaluation (Jun 13, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.