- Low rate credit card
- Requires excellent credit score
- No minimum income is required
- Purchase protection in case of theft or damage*
- Extended warranty*
- Zero Liability policy*
4.0 / 5.0 (7 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
10.70%*
APR Type:
variable
Annual Fee:
$35*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
EMV Chip
Low Interest
No Min Income Required
Credit Needed:
Good*
Grace Period:
21 days*
Min Credit Line:
$500
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
Yes
APR on Balance Transfer (%):
14.45%

Cash Advances

APR on Cash Advances (%):
14.70%

Other Fees

Additional Fees
Additional card fee: $0
Foreign transaction fee: 2.5%

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Very low APR
- Balance transfers
- No income verification
Least attractive:
- No rewards program
- No welcome bonus
- Annual fee

Rewards & Benefits

Other Benefits:
- Mastercard ID Check
- Priceless Cities
- A flexible rewards plan
- Contactless payments
- One-click payment
*See terms and conditions of the card for other benefits
Online Access:
Yes!

*The information provided for Syncro Mastercard® from National Bank of Canada is believed to be accurate at the time of evaluation (Jan 26, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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