- Extended warranty*
- Purchase protection in case of theft or damage*
- National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.
- Purchase protection in case of theft or damage*
- Extended warranty*
- Zero Liability policy*
4.0 / 5.0 (7 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
Intro Period:
Prime + 4.00%*
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
EMV Chip
Low Interest
No Min Income Required
Credit Needed:
Grace Period:
21 days*
Min Credit Line:
Late Payment Fee:

Balance Transfers

Balance Transfer:
APR on Balance Transfer (%):

Cash Advances

APR on Cash Advances (%):

Other Fees

Additional Fees
Additional card fee: $0
Foreign transaction fee: 2.5%

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The Syncro Mastercard is an all-in-one financial tool offering a balance of affordability and security. With a modest annual fee of $35 and low interest rates (11.20% for purchases and 15.20% for balance transfers and cash advances), it provides a budget-friendly solution for those looking to make the most out of their credit card.

Notable Features

- Contactless payments, facilitating speedy checkout processes.
- Purchase protection that ensures your new buys are covered against theft or damage.
- Extended warranty on most purchases.

In addition, the Syncro Mastercard also promises fraud protection with the Mastercard Zero Liability policy, ensuring cardholders are not held accountable for unauthorized transactions. Whether you are a casual shopper or a seasoned card user, the Syncro Mastercard has you covered with its diverse features and affordable fees.


Most attractive:
- Very low APR
- Balance transfers
- No income verification
Least attractive:
- No rewards program
- No welcome bonus
- Annual fee

Rewards & Benefits

Other Benefits:
- Mastercard ID Check
- Priceless Cities
- A flexible rewards plan
- Contactless payments
- One-click payment
*See terms and conditions of the card for other benefits
Online Access:

*The information provided for Syncro Mastercard® from National Bank of Canada is believed to be accurate at the time of evaluation (Jan 1, 2024). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

You may also be interested in: