- SPECIAL OFFER: Get $350 when you Open a No Fee Chequing with Simplii Debit Card
- No monthly or minimum balance is needed
- Unlimited debit purchases, bill payments, and withdrawals
- Send free, unlimited Interac e-Transfer transactions
- Free access to all CIBC ATMs across Canada
- Save over $200 per year with free daily banking
- No annual fee
4.5 / 5.0 (121 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
0.00%*
APR Type:
fixed
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Beginners Card
Guaranteed Approval
New to Canada
No Min Income Required
Young Adults
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
Yes

Other Fees

Additional Fees
Annual fee: $0
Overdraft fee: $4.97
Foreign Currency fee: 2.5%
Statement copy fee: $10
Inactive fee: $0

Comments

- Not available for Quebec residents

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Cash back rewards
- Free Chequing Account
- No annual fee
Least attractive:
- No available in Quebec
- Overdraft fee
- ATM fees outside CIBC network

Benefits

Rewards:
- 2% back from all your purchases
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See website for additional benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!

*The information provided for Simplii Financial Debit Card is believed to be accurate at the time of evaluation (Aug 12, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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