- Earn 5,000 bonus points upon your first purchase*
- Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
- 5% cash back on travel purchased through Scotia Rewards
Flexible Point Redemption
- Rates, fees and other information are effective as of the date published. Subject to change.
5.0 / 5.0 (24 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
Annual Fee:
$110*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Instant Decision Card
Reward Card
Credit Needed:
Good*
Grace Period:
See Terms*
Min Credit Line:
$5,000
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00

Balance Transfers

Balance Transfer:
Yes
APR on Balance Transfer (%):
22.99%
Transfer Fee (%):
1.00%

Cash Advances

APR on Cash Advances (%):
22.99%

Other Fees

Additional Fees
Foreign Currency Conversion fee: 2.5%
Dishonoured Payment Fee: $48

Comments

To be eligible for the 5,000 bonus points offer (the "Offer"), a purchase must be posted to your new Scotiabank credit card account ("Account") within 60 days of your Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles of your first card purchase provided the Account is open and in good standing. Offer applies to a new Account only opened by the defined date (the "Offer End Date") - see Terms & Conditions for details. Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.

Review by

The ScotiaGold Passport VISA blows the competition away. With a minimum $5,000 credit limit, an incredible rewards program, competitive interest rates and an affordable annual fee, this is the credit card so many have been waiting for. Among the many benefits, card members enjoy a complimentary card registry service, instant rewards from the very first purchase, a concierge service that will make you feel like royalty and a competitive interest rate.

Imagine being able to make one phone call if your wallet is ever lost or stolen. One phone call is all it takes to put a halt on not only your ScotiaGold VISA, but it covers anyone else in your household, too (provided you've registered them). Instantly, a stop is placed on your credit cards, driver's license, birth certificates, passports and any other important document you've listed. Not only that, but it also begins the process of replacing every one of those documents. How's that for great customer service? Can your current credit card company say the same?

This is just one of the many perks and benefits that come with the ScotiaBank Passport VISA. The buying power, the customer service, the flexible rewards program and the formidable ScotiaBank branding behind you, you're sure to feel the power that comes with it. Learn more here or apply today for a quick answer.

Features

Most attractive:
- Bonus points
- Rewards program
- Gold card benefits
Least attractive:
- Annual fee

Rewards & Benefits

Reward Types:
Other Reward Cards
Travel Reward Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 5,000 bonus points
- 1 Scotia Rewards 1 point for every $1 you spend
- 5% cash back on travel purchased through Scotia Rewards
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
- Exclusive Travel Services
- Up to 20% car rental discounts
- Concierge Services
- Travel Emergency Medical Insurance
- Trip Cancellation Insurance
- Rental Car Collision Insurance
- Travel Accident Insurance
- Hotel/Motel Burglary Insurance
*See card application page for other benefits
Online Access:
Yes!

The information provided for ScotiaGold Passport® VISA® Credit Card is believed to be accurate at the time of evaluation (Apr 26, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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