- Receive 15,000 bonus More Rewards points when you make your first purchase in 90 days†
- Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
- Earn 4 points for every $1 on other purchases everywhere else
- There's no limit to the number of points you can earn
- Rates, fees and other information are effective as of the publication date. Subject to change.
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Instant Decision Card
Low Interest Credit Card
Shopping Card
Reward Card
Credit Needed:
Good*
Grace Period:
See Terms*
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00

Balance Transfers

Balance Transfer:
Yes
APR on Balance Transfer (%):
22.99%

Cash Advances

APR on Cash Advances (%):
22.99%

Other Fees

Additional Fees
Foreign Currency Conversion fee: 2.5%
Cash-like transaction fee: $ 4.00
Dishonoured Payment Fee: $48

Comments

The 15,000 More Rewards points offer is only available for a new Scotiabank More Rewards Visa Account (the "Account") approved between the defined dates (the "Offer Period") - see website for details. The 15,000 bonus points will be awarded if a first purchase is made on the new Account within the first 90 days of the Account opening date. Duplicate applications are not eligible for this bonus points offer. One bonus points offer per customer. Bonus points will be awarded to the applicable More Rewards account within 30 days of the first purchase. This Bonus points offer is limited to one Account opening during the Offer Period per More Rewards membership. In cases where there are both primary and secondary More Rewards Visa Account cardholders, the 15,000 bonus points will be credited to the More Rewards membership account of the primary or secondary cardholder making the first purchase on the new Account within the first 90 days of the Account opening date. Offer may be extended, changed or cancelled at any time without notice. More Rewards points and the More Rewards program is owned and operated by Overwaitea Food Group Limited Partnership. For complete details about the More Rewards Program visit www.morerewards.ca. The Bank of Nova Scotia is not responsible for the Program including More Rewards points.

Features

Most attractive:
- No annual fee
- up to 6 points per dollar spent
- Free rewards program
Least attractive:
- No bonus rewards

Rewards & Benefits

Reward Types:
Merchandise Reward Cards
Other Reward Cards
Travel Reward Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 15,000 bonus More Rewards points when you make your first purchase in 90 days†
- 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
- 4 points for every $1 on other purchases everywhere else
- There's no limit to the number of points you can earn and more
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See terms and conditions of the card for other benefits
Online Access:
Yes!

The information provided for Scotiabank® More Rewards VISA® Card is believed to be accurate at the time of evaluation (Aug 30, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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