Scotiabank Platinum American Express Card
Details
- Earn up to $2,250* in value in your first 14 months, including up to 70,000* bonus Scene+ points.Offer ends Jan 3,2023
- You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
- Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
- Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
- Earn 2X Scene+ point for every $1 spent on every other purchase
- 10 Complimentary airport lounge access
- Mobile device insurance
- Luxury travel privileges
4.6 / 5.0 (8 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
9.99%*
APR Type:
variable
Annual Fee:
$399*
Issuer:
Scotiabank
Card Network:
American Express
Card Category:
Consumer (Premium)
Card Type:
Every Day Purchases
Instant Decision
No Foreign Transaction Fee
Sign-Up Bonus
Reward Card
Credit Needed:
Excellent*
Grace Period:
See Terms*
Min Credit Line:
$10,000
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00

Balance Transfers

Balance Transfer:
Yes
APR on Balance Transfer (%):
9.99%
Transfer Fee:
$5.00

Cash Advances

APR on Cash Advances (%):
9.99%
Cash Advance Fee (%):
5.00%

Other Fees

Additional Fees
Foreign Currency Conversion: None
Each Additional Card: $99
Dishonored Payment Fee: $42.50
Returned Payment Fee:$48.00

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Premium Privileges
- Bonus points
- Rewards program
Least attractive:
- High annual fee
- No intro rates

Rewards & Benefits

Reward Types:
Other Rewards
Travel Rewards
Universal Rewards
Reward Unit:
Point
Rewards:
- 70,000 bonus Scene+ points
- 2X Scene+TM points on all eligible purchases
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
- Premium Concierge Services
- Special Offers, Access and Experiences with American Express Invites
- Unique global events with your VIP Pass
- Special Offers with Scotia Rewards Travel Advantage
- Hertz #1 Club Gold Member
- Travel Emergency Medical Insurance
- Trip Cancellation / Trip Interruption Insurance
- Delayed and Lost Baggage Insurance
- Travel Accident Insurance
*See terms and conditions for more card benefits
Online Access:
Yes!

*The information provided for Scotiabank Platinum American Express® Card is believed to be accurate at the time of evaluation (Dec 30, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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