- Earn 30,000 bonus Scotia Rewards points upon the first purchase◊
- Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
- Earn one point on all other eligible everyday purchases
- Complimentary membership to Priority Pass Airport Lounges Worldwide
4.6 / 5.0 (8 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
APR Type:
variable
Annual Fee:
$399*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
EMV Chip Card
Instant Decision
Reward Card
Credit Needed:
Excellent*
Grace Period:
See Terms**
Min Credit Line:
$10,000
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00

Balance Transfers

Balance Transfer:
Yes

Cash Advances

APR on Cash Advances (%):
22.99%
Cash Advance Fee (%):
5.00%

Other Fees

Additional Fees
Foreign Currency Conversion: 2.5%
Each additional card: $99.00
Dishonoured payment fee: $42.50

Features

Most attractive:
- Premium Privileges
- Bonus points
- Rewards program
Least attractive:
- High annual fee
- No intro rates

Rewards & Benefits

Reward Types:
Gas Reward Cards
Merchandise Reward Cards
Travel Reward Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 30,000 bonus Scotia Rewards points upon first purchase◊
- 4 Scotia Rewards points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
- Book and redeem for travel anywhere, anytime, with no travel restrictions
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
- Premium Concierge Services
- Special Offers, Access and Experiences with American Express Invites
- Unique global events with your VIP Pass
- Special Offers with Scotia Rewards Travel Advantage
- Hertz #1 Club Gold Member
- Travel Emergency Medical Insurance
- Trip Cancellation / Trip Interruption Insurance
- Delayed and Lost Baggage Insurance
- Travel Accident Insurance
*See terms and conditions for more card benefits
Online Access:
Yes!

*The information provided for Scotiabank Platinum American Express Card is believed to be accurate at the time of evaluation (Sep 11, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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