- Earn 30,000 bonus Scotia Rewards points upon first purchase◊
- Earn 4 Scotia Rewards points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
- Book and redeem for travel anywhere, anytime, with no travel restrictions
- Enjoy luxury travel privileges for your journey
- $10,000 Minimum Credit Limit
- Premium Concierge Services
- Special Offers with Scotia Rewards Travel Advantage
- Join Fairmont President's Club
- Hertz #1 Club Gold Member
4.5 / 5.0 (6 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
APR Type:
variable
Annual Fee:
$399*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded
Instant Decision Card
Reward Card
Credit Needed:
Good*
Grace Period:
See Terms**
Min Credit Line:
$1,000
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00

Balance Transfers

Balance Transfer:
Yes

Cash Advances

APR on Cash Advances (%):
22.99%
Cash Advance Fee (%):
5.00%

Other Fees

Additional Fees
Foreign Currency Conversion: 2.5%
Each additional card: $99.00
Dishonoured payment fee: $42.50

Features

Most attractive:
- Premium Privileges
- Bonus points
- Rewards program
Least attractive:
- High annual fee
- No intro rates

Rewards & Benefits

Reward Types:
Gas Reward Cards
Merchandise Reward Cards
Travel Reward Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 30,000 bonus Scotia Rewards points upon first purchase◊
- 4 Scotia Rewards points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
- Book and redeem for travel anywhere, anytime, with no travel restrictions
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
- Premium Concierge Services
- Special Offers, Access and Experiences with American Express Invites
- Unique global events with your VIP Pass
- Special Offers with Scotia Rewards Travel Advantage
- Hertz #1 Club Gold Member
- Travel Emergency Medical Insurance
- Trip Cancellation / Trip Interruption Insurance
- Delayed and Lost Baggage Insurance
- Travel Accident Insurance
*See terms and conditions for more card benefits
Online Access:
Yes!

The information provided for Scotiabank Platinum American Express Card is believed to be accurate at the time of evaluation (Nov 2, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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