- First year annual fee waived◊
- Get closer to your new car with up to 5% in GM Earnings
- Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- No earning or redemption caps
4.5 / 5.0 (7 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
See terms*
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Instant Decision
Reward Card
Credit Needed:
Grace Period:
See Terms*
Min Credit Line:
Late Payment Fee:
Over Limit Fee:

Balance Transfers

Balance Transfer:
APR on Balance Transfer (%):

Cash Advances

APR on Cash Advances (%):

Other Fees

Additional Fees
Foreign Currency Conversion: 2.50 %
Dishonoured Payment Fee: $48


We will waive the initial annual fee for the primary card and each additional supplementary card for the first year (the "Offer"). Offer applies to new Accounts only that are opened by June 30, 2018 (the "Offer End Date"). Any additional supplementary cards must be issued between the defined dates, to qualify for the offer. Offer applies only to new Scotiabank credit card accounts opened by the Offer End Date. Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.

The preferred annual fee is $79 for the primary card and $39 for each additional supplementary card. Rates and fees are subject to change.

See Terms & COnditions of the card for more details.


Most attractive:
- Rewards program
- Premium benefits
- High rewards towards GM
Least attractive:
- No intro rates
- International transaction fee
- No bonus rewards

Rewards & Benefits

Reward Types:
Auto Reward Cards
Other Reward Cards
Universal Reward Cards
Reward Unit:
- 5% in GM Earnings on the first $10,000 of everyday purchases annually, and 2% thereafter
- $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac
- Earnings do not expire as long as you are a cardholder
Yearly Limit:
Other Benefits:
- Travel Emergency Medical Insurance
- Trip Interruption Insurance
- Flight Delay
- Delayed and Lost Baggage
- Travel Accident Insurance
- Purchase Security and Extended Warranty
- 20% AVIS Car Rentals discount
- Visa payWave
- VISA Infinite Enhancements
*See Terms and Conditions of the card for more benefits
Online Access:

*The information provided for Scotiabank® GM® VISA® Infinite Card is believed to be accurate at the time of evaluation (Sep 15, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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