Scotiabank® GM® Visa® Infinite Card
- First year annual fee waived◊
- Get closer to your new car with up to 5% in GM Earnings
- Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- No earning or redemption caps
- Get closer to your new car with up to 5% in GM Earnings
- Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- No earning or redemption caps
4.5 / 5.0 (7 votes)
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Information - Rates - Fees
Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
Annual Fee:
See terms*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Car Lovers
Co-Branded
Every Day Purchases
Instant Decision
Sign-Up Bonus
Reward Card
Co-Branded
Every Day Purchases
Instant Decision
Sign-Up Bonus
Reward Card
Credit Needed:
Excellent*
Grace Period:
See Terms*
Min Credit Line:
$5,000
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00
Balance Transfers
Balance Transfer:
Yes
APR on Balance Transfer (%):
22.99%
Cash Advances
APR on Cash Advances (%):
22.99%
Other Fees
Additional Fees
Foreign Currency Conversion: 2.50 %
Dishonored Payment Fee: $48
Dishonored Payment Fee: $48
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.
Features
Most attractive:
- Rewards program
- Premium benefits
- High rewards towards GM
- Premium benefits
- High rewards towards GM
Least attractive:
- No intro rates
- International transaction fee
- No bonus rewards
- International transaction fee
- No bonus rewards
Rewards & Benefits
Reward Types:
Auto Rewards
Other Rewards
Universal Rewards
Other Rewards
Universal Rewards
Reward Unit:
Cash
Rewards:
- 5% in GM Earnings on the first $10,000 of everyday purchases annually, and 2% thereafter
- $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac
- Earnings do not expire as long as you are a cardholder
- $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac
- Earnings do not expire as long as you are a cardholder
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
- Travel Emergency Medical Insurance
- Trip Interruption Insurance
- Flight Delay
- Delayed and Lost Baggage
- Travel Accident Insurance
- Purchase Security and Extended Warranty
- 20% AVIS Car Rentals discount
- Visa payWave
- VISA Infinite Enhancements
*See Terms and Conditions of the card for more benefits
- Trip Interruption Insurance
- Flight Delay
- Delayed and Lost Baggage
- Travel Accident Insurance
- Purchase Security and Extended Warranty
- 20% AVIS Car Rentals discount
- Visa payWave
- VISA Infinite Enhancements
*See Terms and Conditions of the card for more benefits
Online Access:
Yes!
*The information provided for Scotiabank® GM® Visa® Infinite Card is believed to be accurate at the time of evaluation (May 17, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.
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