- Get closer to your new car with up to 5% in GM Earnings
- Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- No earning or redemption caps
- Rates, fees and other information are effective as the publishing date. Subject to change.
4.5 / 5.0 (121 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
17.99%*
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded
Instant Decision Card
Reward Card
Credit Needed:
Good*
Grace Period:
See Terms*
Min Credit Line:
$500
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00

Balance Transfers

Balance Transfer:
Yes
APR on Balance Transfer (%):
17.99%

Cash Advances

APR on Cash Advances (%):
17.99%

Other Fees

Additional Fees
Foreign Currency Conversion: 2.50 %
Dishonoured Payment Fee: $48

Features

Most attractive:
- Free Rewards program
- No annual fee
- High rewards towards GM
Least attractive:
- No intro rates
- International transaction fee

Rewards & Benefits

Reward Types:
Auto Reward Cards
Other Reward Cards
Universal Reward Cards
Reward Unit:
Cash
Rewards:
- Get 5,000 bonus points with first purchase
- 5% in GM Earnings on the first $5,000 of everyday purchases annually, and 2% thereafter
- $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac
- Earnings do not expire as long as you are a cardholder
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See Terms and Conditions of the card for more benefits
Online Access:
Yes!

The information provided for Scotiabank® GM® VISA® Card is believed to be accurate at the time of evaluation (Apr 27, 2019). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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