- No annual fee
- Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in the first 3 months◊
- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of publishing date and is subject to change.
3.5 / 5.0 (6 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Every Day Purchases
Instant Decision
Reward Card
Credit Needed:
Good*
Grace Period:
See Terms*
Min Credit Line:
$1,000
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00

Balance Transfers

Balance Transfer:
Yes
APR on Balance Transfer (%):
22.99%

Cash Advances

APR on Cash Advances (%):
22.99%
Cash Advance Fee (%):
5.00%

Other Fees

Additional Fees
Foreign Currency Conversion: 2.5%
Each Additional Card: $0
Dishonored Payment Fee: $48

Features

Most attractive:
- Bonus points
- Rewards program
Least attractive:
- No intro rates

Rewards & Benefits

Reward Types:
Merchandise Rewards
Travel Rewards
Universal Rewards
Reward Unit:
Point
Rewards:
- 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊
- 1 Scotia Rewards point on all eligible everyday purchases
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See terms and conditions of the card for other benefits
Online Access:
Yes!

*The information provided for Scotiabank American Express Card is believed to be accurate at the time of evaluation (Mar 20, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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