- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of the publication date. Subject to change.
Information - Rates - Fees
Instant Decision Card
Each additional card: $15.00
Dishonoured payment fee: $48
To be eligible for the 5,000 bonus points offer (this "Offer"), you must have at least $500 in net purchases (purchases less returns or similar credits) posted to your Scotiabank credit card account ("Account") in the first 3 months from the Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing. Offer applies to a new Account only opened by the defined dates (the "Offer End Date"). Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer. See Terms & Conditions of the card for more details.
- Rewards program
Rewards & Benefits
Merchandise Reward Cards
Travel Reward Cards
Universal Reward Cards
- 1 Scotia Rewards point on all eligible everyday purchases
*The information provided for Scotiabank American Express Card is believed to be accurate at the time of evaluation (Apr 19, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.