- Build credit while spending money
- 3 options pack for credit building
- Reports to both Credit Bureaus
- Minimum deposit of $200 is required
- Low monthly maintenance fee
- Issued by Digital Commerce Bank
4.5 / 5.0 (14 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
17.99%*
APR Type:
variable
Annual Fee:
$12.95*
Issuer:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Build Credit
EMV Chip
Guaranteed Approval
New to Credit
No Credit
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
21 days*
Min Finance Charge:
2.00%
Min Credit Line:
$200
Max Credit Line:
$10,000
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
17.99%

Other Fees

Additional Fees
- Maintenance fee: $3/month

Benefits

Rewards:
- 5000 Rewards Points points on signup
- Get Plastk Reward Points on everyday purchases
- redeem your rewards points for Statement Credits, Gift Cards, Merchandise, Travel, Charity, and more.
Expiration:
None*
Yearly Limit:
None*
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for Refresh Financial Secured Visa® Card is believed to be accurate at the time of evaluation (Jul 3, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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