- Sign up bonus: Apply now and get entered to WIN a FREE pair of Apple AirPods Pro + 0% interest for your first 3 months
- $120 worth of fees waived. Offer valid until the end of the year.
- Free and user-friendly app! See your account details, track activity, make payments & even see your credit score.
- Easy balance payments through Interac e-transfer
- 25 day interest free grace period on purchases
- 3 days grace period on cash advances
- Zero Fraud Liability
4.5 / 5.0 (18 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Applied Towards:
Purchases
Intro Period:
N/A*
APR:
17.99%*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Student (Secured)
Card Type:
Build Credit
EMV Chip
Instant Decision
New to Credit
Sign-Up Bonus
Young Adults
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
25 days*
Min Credit Line:
$300
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
21.99%

Other Fees

Additional Fees
- Foreign Transaction Fee: 3.50%
- Monthly Maintenance Fee: $6.00 (waived for 12 months)

Features

Most attractive:
- No Annual Fee (for 1 year)
- Low-Interest Rate
- No Monthly Fee
- Win Free Apple AirPods Pro
Least attractive:
- Annual fee after 12 months
- Foreign transaction fee
- Not many rewards

Rewards & Benefits

Reward Type:
Other Rewards
Reward Unit:
Cash
Rewards:
- Referral Program
Expiration:
None*
Yearly Limit:
None*
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Plastk Student Secured Rewards Credit Card is believed to be accurate at the time of evaluation (May 17, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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