Plastk Secured Visa
Details
- 0% APR for the first 3 months
- Upon sign up, new Customers get 5000 Rewards Points (Equal to $20.00. Redeemable after 3 months)
- 17.99% interest rate
- Free monthly credit score, powered by Equifax*
- Earn points and cash back with everyday purchases
- Zero Fraud Liability to ease your mind
- Instant Balance Payment via Interac
- Issued by Digital Commerce Bank
4.5 / 5.0 (8 votes)
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Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Purchases
Intro Period:
3 months*
APR:
17.99%*
APR Type:
variable
Annual Fee:
$48*
Issuer:
Digital Commerce Bank
Card Network:
VISA
Card Category:
Consumer (Secured)
Card Type:
Build Credit
EMV Chip
Guaranteed Approval
New to Credit
No Credit
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
25 days*
Min Credit Line:
$300
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
21.99%

Other Fees

Additional Fees
- Foreign Transaction Fee: 3.50%
- Monthly Maintenance Fee: $6.00

Comments

Equifax Canada Co. ("Equifax") is a registered Canadian credit bureau that maintains your Canadian consumer credit file, which has been used by Plastk Financial & Rewards Inc. as permitted by you, to provide you with your educational Equifax credit score. The Equifax credit score provided here is current as of the date indicated by Plastk Financial & Rewards Inc.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Intro APR for 3 months
- Premium Rewards Program
- Monthly credit score
- Helps build and re-build credit
- Vancouver Canucks Preferred Partner
- Accepts bad credit
Least attractive:
- Monthly maintenance fee
- Rewards redeemable after 3 months
- High foreign transaction fee

Benefits

Rewards:
- 5000 Rewards Points points on signup
- Get Plastk Reward Points on everyday purchases
- Redeem your rewards points for Statement Credits, Gift Cards, Merchandise, Travel, Charity, and more.
Expiration:
None*
Yearly Limit:
None*
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for Plastk Secured Visa is believed to be accurate at the time of evaluation (Oct 7, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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