- Essential travel benefits with no annual fee
- $0 annual fee
- Commission-free travellers cheques
- ConvenientWith Visa payWave simply wave your card and go!
- Eligible for My Mobile Wallet
- 20% Discount Rates at Avis Car Rental
- Rental Car Collision Insurance
3.5 / 5.0 (8 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Instant Decision
Credit Needed:
Good*
Grace Period:
21 days*
Min Credit Line:
$5,000
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
1.00%

Cash Advances

APR on Cash Advances (%):
22.99%

Other Fees

Additional Fees
Foreign Currency Conversion fee: 2.5%

Review by

As consumers become far more focused on the many financial tools available on the market today, those products that offer a straightforward plan are the ones that are sure to become the preferred selection. Sometimes, less is more. The ScotiaBank Visa offers a no fee solution for consumers who are overwhelmed with the ever-changing verbiage their current credit cards deliver. With changing benefits, perks and terms of service, it's simply overwhelming to stay current on the so-called "rules". That's one thing they won't find with this credit card offer. It's simply better.

Great customer service, an easy to navigate website, no frills and complete simplicity are the features in this Visa. Because of the unique offerings, travelers especially enjoy this card choice. Rental car collision insurance, savings with AVIS Car Rental, emergency travel assistance and commission free travelers checks are on every traveler's checklists of "must haves". A minimum credit line of $5,000 provides peace of mind for those traveling great distances from home and the competitive interest rates means they're reaching for this card more often.

Applying online is easy and takes minutes. As always, carefully consider the terms and conditions before selecting any financial tool. Visit the site today to learn more and to apply.

Features

Most attractive:
- No annual fee
- Gold card benefits
Least attractive:
- No rewards program

Rewards & Benefits

Other Benefits:
- Scotiabank credit card protection
- Rental Car Collision Insurance
- Up to 20% discount rates at Avis Car Rental
- Emergency Travel Assistance
- Commission-free Travellers Cheques
*See card application page for other benefits
Online Access:
Yes!

*The information provided for No-Fee ScotiaGold VISA® Credit Card is believed to be accurate at the time of evaluation (Jun 6, 2017). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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