- No annual fee
- Up to 15% welcome bonuses
- Unlimited up to 5% cash back at partners
- 1% guaranteed, unlimited cashback on everything else
- 3 rewards plans - 1 free, 2 paid
- Instant freeze/ unfreeze
- Mastercard Zero Fraud Liability
4.5 / 5.0 (18 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99% - 24.99%*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Build Credit
EMV Chip
Every Day Purchases
Instant Decision
New to Credit
Sign-Up Bonus
Reward Card
Credit Needed:
Fair*
Grace Period:
up to 21 days*
Min Credit Line:
$250
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
26.99%
Cash Advance Fee (%):
2.50%

Other Fees

Additional Fees
Annual fee: None
Overlimit fee: None
Foreign Currency fee: 2.5%
Inactive fee: None

Features

Most attractive:
- No annual fee
- Huge welcome bonuses
- Guaranteed rewards
- No inactivity fee
- Credit reporting
Least attractive:
- Foreign transaction fee
- Capped monthly spendings
- 2 paid plans

Rewards & Benefits

Reward Types:
CashBack Rewards
Other Rewards
Universal Rewards
Reward Unit:
Cash
Rewards:
- Up to 5% cashback at partners
- Up to 15% welcome bonus cashback
- 1% minimum cashback guarantee
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See website for additional benefits
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Neo Financial Rewards Mastercard is believed to be accurate at the time of evaluation (May 18, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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