- LIMITED TIME: 30 days free trial
- 2% cash back on transportation, groceries, and restaurants
- Credit building on demand
- 1.2% APY with KOHO Earn Interest
- No international transaction fee
- Financial Coaching
- Priority user support
- 1 free international ATM withdrawal per month
- Price matching
4.5 / 5.0 (31 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
0.00%*
APR Type:
fixed
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
EMV Chip
Guaranteed Approval
New to Canada
No Min Income Required
Prepaid Debit Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$0.00
Additional Fees
Foreign Currency fee: 1.5%
Extra card fee: $0
NSF fee: $0
e-Transfer fee: $0
Credit builder: $10 / month

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- No annual fee
- Extra cash program
- Multiple card design
Least attractive:
- Low rewards rate
- No intro bonus
- No credit building

Benefits

Rewards:
- 0.5% cash back all purchases
- Up to 5% cash back at select merchants
- Refer a friend and you both get $20 each!
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See website for additional benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for KOHO Prepaid Mastercard® is believed to be accurate at the time of evaluation (Sep 18, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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