- 2% cash back on transportation, groceries, and restaurants
- Credit building on demand
- 1.2% interest* on your spending and savings account
- No international transaction fee
- Financial Coaching
- Priority user support
- 1 free international ATM withdrawal per month
- Price matching
4.5 / 5.0 (17 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
0.00%*
APR Type:
fixed
Annual Fee:
$84*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Every Day Purchases
No Foreign Transaction Fee
Prepaid Debit Card
Sign-Up Bonus
Virtual Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$0.00
Additional Fees
Foreign Currency fee: $0
Annual fee: $9 monthly / $84 annual
Credit builder: $10 / month
Extra card fee: $0
NSF fee: $0
e-Transfer fee: $0

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- 30 days trial
- Cash back rewards
- High APY
Least attractive:
- High annual fee
- Low base earn rate

Rewards & Benefits

Reward Types:
CashBack Rewards
Other Rewards
Universal Rewards
Reward Unit:
Cash
Rewards:
- 2% cash back on transportation, groceries, and restaurants
- 0.5% cash back on all other purchases
- Refer a friend and you both get $20 each!
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See website for additional benefits
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for KOHO Premium Mastercard® is believed to be accurate at the time of evaluation (Oct 5, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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