- No Annual Fee
- Up to $100,000 credit limit
- 9.99% Annual Interest Rate on Purchases and Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
4.5 / 5.0 (24 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Instant Decision
Low Interest
Credit Needed:
Grace Period:
21 days*
Max Credit Line:
Late Payment Fee:
Over Limit Fee:

Balance Transfers

Balance Transfer:
Transfer Fee (%):

Cash Advances

APR on Cash Advances (%):
Cash Advance Fee (%):

Other Fees

Additional Fees
Returned Payment Fee: $35
Returned Cheque Fee: $20.00
Monthly Statement Fee: $2.50
Sales Draft Fee: $2.50

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The Gold Master credit card is issued by MBNA Canada. It offers a unique opportunity for individuals who don't like surprises and would appreciate fixed interest rates throughout the duration of membership.

Although it's not a platinum grade card cardholders still enjoy a range of benefits from MBNA. Some of these benefits are travel accident insurance providing up to $500,000 in event of accidental dismemberment, auto rental collision damage waiver which protects cardholders who rent cars against liability in event the car is damaged, lost or stolen. Zero fraud liability provides relief to cardholders who suffer from identity theft, fraud or unauthorized transactions.

Extra benefits include free online account access and other internet related services like online bill pay. Customer service is also available round the clock.


Most attractive:
- Low APR
- No annual fee
- Gold MasterCard benefits
Least attractive:
- No rewards program
- No introductory offer

Rewards & Benefits

There is no rewards program with this card offer.
Other Benefits:
- Internet related services
- Emergency card replacement
- 24-hour customer service
See website for additional benefits.
Online Access:

*The information provided for Gold MasterCard® Credit Card - Fixed 9.99% AIR is believed to be accurate at the time of evaluation (Aug 7, 2015). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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