- Save up to $0.1 per litre at Canadian Tire gas bars(3)
- Just use your card everywhere you shop and get your discount when you buy gas
- Earn discounts twice as fast on Canadian Tire and Mark's Work Wearhouse purchases(4)
- The more you spend, the more you could save
- No annual fee
- For Canadian Residents only
4.5 / 5.0 (23 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Reward Card
Credit Needed:
Grace Period:
21 - 26 days*
Late Payment Fee:
Over Limit Fee:

Balance Transfers

Balance Transfer:

Cash Advances

Cash Advance Fee (%):
Minimum Fee:

Other Fees

Additional Fees
Foreign Exchange Conversion: 2.5%
Cash advance fee: $4.00 (charged when you obtain cash advance)
Deferred Payment Fee: $25.00
NSF/Dishounoured Payment Fee: $25.00
Charges for Copies: $2.00


Terms & Conditions:

* Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
(1) Terms and conditions apply. Details available in-store and online at ctfs.com/ctm.
(2) Provided your account is in good standing and it is a redeemable purchase.
(3) For detailed information on the Gas Advantage® MasterCard® rewards program terms and conditions see website.
(4) Eligible purchases at Canadian Tire stores, Canadian Tire online and Mark's Work Wearhouse/L'Équipeur stores will be doubled for the purposes of calculating your discount per litre. For example, if your purchases at these retailers in any billing period totaled $450, it is the same as if you spent $900.
®/TM The trademarks of Canadian Tire Corporation, Limited are used under licence. ®/TM MasterCard and the MasterCard Brand Mark are registered trademarks, and PayPass is a trademark, of MasterCard International Incorporated.


Most attractive:
- No annual fee
- Free rewards program
- Savings on gas
- PayPass secure
Least attractive:
- No intro rates
- No bonus rewards

Rewards & Benefits

Reward Types:
Gas Reward Cards
Universal Reward Cards
Reward Unit:
- Save up to $0.1 per litre at Canadian Tire gas bars(3)
- Just use your card everywhere you shop and get your discount when you buy gas
Other Benefits:
- MasterCard SecureCode
- 24-hour customer service
- FREE supplementary cards
- FREE Online Account Inquiry
- Credit Protector
- Product Protector
*See Terms and Conditions for more benefits
Online Access:

*The information provided for Canadian Tire Gas Advantage® MasterCard is believed to be accurate at the time of evaluation (Nov 16, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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