- Earn Canadian Tire 'Money' On The Card awards everywhere you shop(1)
- Redeem for virtually anything at Canadian Tire stores(2)
- No limit on the amount you could earn
- Enjoy Cardmember Exclusives like special offers and discounts
- Shop conveniently with PayPass
- No annual fee
- 19.99% or 25.99% Annual Interest Rate
- For Canadian Residents only
4.4 / 5.0 (25 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Reward Card
Credit Needed:
Grace Period:
21 - 26 days*
Late Payment Fee:
Over Limit Fee:

Balance Transfers

Balance Transfer:

Cash Advances

Cash Advance Fee (%):
Minimum Fee:

Other Fees

Additional Fees
Foreign Exchange Conversion: 2.5%
Cash advance fee: $4.00 (charged when you obtain cash advance)
Deferred Payment Fee: $25.00
NSF/Dishounoured Payment Fee: $25.00
Charges for Copies: $2.00


Terms & Conditions:

* Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
(1) Terms and conditions apply. Details available in-store and online at ctfs.com/ctm.
(2) Provided your account is in good standing and it is a redeemable purchase.
(4) Eligible purchases at Canadian Tire stores, Canadian Tire online and Mark's Work Wearhouse/L'Équipeur stores will be doubled for the purposes of calculating your discount per litre. For example, if your purchases at these retailers in any billing period totaled $450, it is the same as if you spent $900.
®/TM The trademarks of Canadian Tire Corporation, Limited are used under licence. ®/TM MasterCard and the MasterCard Brand Mark are registered trademarks, and PayPass is a trademark, of MasterCard International Incorporated.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.


Most attractive:
- No annual fee
- Rewards program
- PayPass secure
Least attractive:
- No introductory offers
- No bonus points

Rewards & Benefits

Reward Types:
Merchandise Rewards
Other Rewards
Universal Rewards
- Earn Canadian Tire 'Money' On The Card awards everywhere you shop(1)
- Redeem for virtually anything at Canadian Tire stores(2)
Other Benefits:
- MasterCard SecureCode
- 24-hour customer service
- FREE supplementary cards
- FREE Online Account Inquiry
- Credit Protector
- Product Protector
*See Terms and Conditions for more benefits
Online Access:

*The information provided for Canadian Tire Options® MasterCard® is believed to be accurate at the time of evaluation (Sep 9, 2010). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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