Inside this Page
Finance & Credit Card News
Credit Card Blog Posts
Credit Card Articles
Although the most industrial nations are facing great economic turmoil, the current state of the credit business seems to be moving forward. Regardless of the situation in which you might find yourself, you probably still need to carry a credit card.
Credit cards are appropriate for emergencies but they can also offer incredible opportunities to save money as well as the chance to earn remarkable rewards. Take the Aspire Gold MasterCard from Capital One, for example. This card, which is available to residents of Canada, could be just what you are looking for. It offers many of the most sought-after features along with a simple rewards program that makes it easy to earn points.
Solid History and a Good Score
First of all, you should know that the Aspire Gold MasterCard from Capital One is designed for credit customers with a solid history and a good credit score. If you are on the ball when it comes to making your payments on time, consistently, and typically process about $1,000 in expenditures every month, this card might be perfect for you. With spending like that, you will start to approach your rewards goals in nearly no time at all. Of course, you can then use these rewards points towards travel incentives to destinations all over the world. You will also enjoy several features that makes it easier for you to travel as well.
The Travel Incentives
Speaking of travel incentives, the Aspire Gold MasterCard issued by Capital One Canada has plenty of them. First of all, when you make your first purchase with this card, you can get a bonus of 5,000 reward miles. Furthermore, for every year that you keep your card open, you will get another 1,000 miles! That means that in your first year you can 6,000 bonus miles for just for using your card to pay for everyday things. On top of this, you will also get 1 mile for every $1 that you spend. You only need about 15,000 to start redeeming your miles towards travel, so it will not take long before you have banked enough to create some options. You can also keep banking them until you have the vacation of your dreams!
Travel Insurance Package
If and when you do choose to use your points towards airfare or other travel expenditures, the Aspire Gold MasterCard also offers many auxiliary benefits that you may enjoy. For instance, you can get a comprehensive Travel Accident Insurance policy of up to $250,000 automatically when you book your airline reservations using your card. Along with that you could also save $20-$30 a day with the included Car Rental Collision and Loss Damage Waiver coverage when you charge the cost of your auto rental to your card. That is good for 31 days of coverage and protects you from both damage and theft, no matter which country you may be visiting!
More Travel Convenience
Aside from these insurance options, the Aspire Gold MasterCard also provides travel convenience too. When you use your card to purchase your tickets and you have to check your bags, if they are delayed for more than four hours at your away-from-home destination, you and your family are entitled to up to $100 per day to compensate for the lack of essential items. This can last for up to 3 days. Along with this you will also appreciate MasterCard's MasterAssist, a travel assistance concierge program that can help you with medical referrals, emergency cash, lost luggage, and other guidance you might require. Some of these services are free while others while incur charges to your card.
Outside of these obviously attractive travel rewards, you will also enjoy many of the benefits that come standard with MasterCard. First of all, you have 24/7 telephone access if you need assistance with emergency card replacement, emergency cash advances, or simply the nearest cash machine, no matter where you might be in the world. This also includes Master RoadAssist, MasterCard's Roadside Assistance service that can come to your aid in the case of an accident or minor mechanical issue. Finally, you can rest assured that you will not be liable for any fraudulent charges if your card is lost or stolen due to MasterCard's $0 fraud liability.
Additional Card Features
Finally, with this Aspire Gold MasterCard you can also enjoy some of the best and most convenient features that you will find anywhere. This includes Price Protection, which automatically refunds the difference for any item that you buy in Canada if it is advertised at a lower price within 60 days of when you paid for it! Purchase Assurance is another, related, feature which ensures that anything you buy can be replaced if it is damaged or stolen within 120 days of purchase. Also, using your card automatically extends existing warranties.
- ScotiaGold Passport® VISA® Card Scotiabank® GM® VISA® Infinite Card CIBC Air Canada® AC conversion™ Visa Prepaid Card
- Scotiabank Platinum American Express Card Scotiabank American Express Card Scotia Momentum® Mastercard® Card
- SCENE® VISA® Card Scotiabank American Express Gold Card Scotia Momentum® VISA® Infinite Card