Universal Reward Credit Cards

A universal reward card is the ideal credit card for every consumer looking to earn discounts, benefits and save as they spend. These cards are general purpose cards with the extra benefit of a rewards program allowing cardholders earn points on virtually every purchase.

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Featured Credit Card !

MBNA Rewards® MasterCard® credit card

4.3 / 5.0 (47 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$0*

The MBNA Rewards Master credit card was designed for individuals who want to earn as they spend. Cash rebates provide a 1% pay back on virtually... Read More

MBNA Rewards World Elite MasterCard® credit card

3.8 / 5.0 (9 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
N/A*

The MBNA Rewards World Elite MasterCard Credit Card gives cardholders the opportunity to save on travel. It is a generous rewards credit card that... Read More

Tangerine® Money Back Credit Card

4.5 / 5.0 (2 votes)
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Intro APR:
N/A
Intro APR Period:
n/a*
APR on Purchases:
19.95%*
Annual Fee:
$0*

The Tangerine Money Back Credit Card received following awards in 2016: The PX Payment Award for Best Loyalty Service, Program or Offering; The... Read More

No-Fee Scotia Momentum® VISA® Credit Card

4.3 / 5.0 (14 votes)
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Intro APR:
7.99%
Intro APR Period:
6 months*
APR on Purchases:
19.99%*
Annual Fee:
$0*

Looking for cash back on things like gas, groceries and even prescriptions? What if you could earn cash back on your recurring monthly payments,... Read More

Scotia Momentum® VISA® Credit Card

3.9 / 5.0 (29 votes)
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Intro APR:
1.99%
Intro APR Period:
6 months*
APR on Purchases:
19.99%*
Annual Fee:
$39*

If you've spent any time exploring the many credit card offers available to Canadian consumers, you know just the overwhelming number of offers can... Read More

ScotiaGold Passport® VISA® Credit Card

5.0 / 5.0 (24 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$110*

The ScotiaGold Passport VISA blows the competition away. With a minimum $5,000 credit limit, an incredible rewards program, competitive interest... Read More

Scotiabank American Express Credit Card

4.0 / 5.0 (5 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%* (V)
Annual Fee:
$39*

Zoomer® MBNA Rewards MasterCard® credit card

4.5 / 5.0 (5 votes)
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Intro APR:
1.99%
Intro APR Period:
10 months on BT*
APR on Purchases:
19.99%*
Annual Fee:
$0*

Edward Jones MBNA Rewards MasterCard® credit card

4.6 / 5.0 (10 votes)
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Intro APR:
1.99%
Intro APR Period:
10 months on BT*
APR on Purchases:
14.99%*
Annual Fee:
$0*

Scotiabank® More Rewards VISA® Credit Card

4.5 / 5.0 (11 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$0*

Canadian Western Bank MBNA Rewards MasterCard® credit card

4.5 / 5.0 (11 votes)
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Intro APR:
1.99%
Intro APR Period:
10 months on BT*
APR on Purchases:
14.99%*
Annual Fee:
$0*

Seneca MBNA Rewards MasterCard® credit card

3.8 / 5.0 (10 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
19.99%*
Annual Fee:
$0*