- Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
- Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases
- Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel
- Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- No annual fee
4.4 / 5.0 (46 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Instant Decision Card
Reward Card
Credit Needed:
Excellent*
Grace Period:
21 days*
Late Payment Fee:
$35.00*
Over Limit Fee:
$25.00 per billing cycle

Balance Transfers

Balance Transfer:
Yes
APR on Balance Transfer (%):
21.99%
Transfer Fee (%):
1.00%
Minimum Fee:
$7.50

Cash Advances

APR on Cash Advances (%):
24.99%
Cash Advance Fee (%):
1.00%
Minimum Fee:
$7.50

Other Fees

Additional Fees
Returned Payment Fee: $35
Returned Cheque Fee: $20.00
Monthly Statement Fee: $2.50
Sales Draft Fee: $2.50

Comments

- Internet related services
- 24-hour customer service
See website for additional benefits.

Review by

The MBNA Rewards Master credit card was designed for individuals who want to earn as they spend. Cash rebates provide a 1% pay back on virtually all purchase transactions. All transactions (purchases, balance transfers and cheque cash advances) incur fixed interest rates.

Cardholders do not incur an annual fee.

CreditWise protection is a special program made available to cardholders. This optional program protects against loss of income and other mishaps that affect normal family life.

Benefits to take advantage of include online bill payment, online account access and more. In addition, all bank communiqué are available in French. Individuals having good credit are most likely to gain membership. Other requirements include Canadian residency, and a combined annual household income exceeding $35,000.

Features

Most attractive:
- No annual fee
- Rewards program
- High credit limit
Least attractive:
- Not all applicants will be approved

Rewards & Benefits

Reward Types:
Airline Reward Cards
CashBack Reward Cards
Merchandise Reward Cards
Travel Reward Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 2 mbna rewards points for every $1 in eligible purchases
- 5,000 bonus points†† with first eligible purchase
Expiration:
None*
Yearly Limit:
None
Other Benefits:
See website for other benefits
Online Access:
Yes!

The information provided for MBNA Rewards® MasterCard® credit card is believed to be accurate at the time of evaluation (Jun 24, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.