- Get all the features of the MBNA Rewards card with more earning potential - Earn 2 MBNA Rewards point for every $1 in eligible purchases‡
- Get 10,000 bonus points after your first eligible purchase††
- No limit to the points that can be earned in a year, points don't expire
- Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
- Enjoy price protection** and concierge services**
- $89 annual fee
- Take advantage of a credit card that rewards you for who you are. Apply below for the MBNA Rewards World Elite® MasterCard® credit card
3.8 / 5.0 (9 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
Annual Fee:
N/A*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded
Instant Decision Card
Reward Card
Credit Needed:
Excellent*
Grace Period:
21 days*
Late Payment Fee:
N/A*
Over Limit Fee:
$25.00 per billing cycle

Balance Transfers

Balance Transfer:
Yes
Minimum Fee:
$7.50

Cash Advances

APR on Cash Advances (%):
24.99%
Cash Advance Fee (%):
1.00%
Minimum Fee:
$7.50

Other Fees

Additional Fees
Foreign Currency Conversion: %2.5
Returned payment: $20.00 per occurrence
Returned access cheque: $20.00 per occurrence

Comments

*$89 annual fee (waived for the first year of the account)

Review by

The MBNA Rewards World Elite MasterCard Credit Card gives cardholders the opportunity to save on travel. It is a generous rewards credit card that typically gives cardholders multiple points for every dollar spent on the card. These points can be used toward money saving opportunities at any time. Points do not expire and there is no limit to how many can be earned.

In addition to reasonable fees, the interest rate is average as well for purchases, balance transfers, cash advances, and access cheques and deposits. There is an annual fee that is waived in the first year. When the account is opened and the first charge is made, there are bonus points awarded to the account that can be used as starter points toward reaching money savings goals. Cardholders also have access to CreditWise coverage to cover them if a qualifying event impedes the ability to make on-time payments.

Lastly, this is a card that can be used internationally anywhere where MasterCard is accepted. The fee is lower than average and is charged on a per transaction basis. The percentage is charged after the dollar amount has been converted. Transactions are converted into Canadian dollars. Nonetheless, the card gives cardholders worldwide flexibility while being rewarded for using it.

Features

Most attractive:
- Elite card benefits
- Bonus points
- Concierge Service
Least attractive:
- Annual fee
- No intro rates

Rewards & Benefits

Reward Types:
Airline Reward Cards
Travel Reward Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 2 MBNA Rewards point for every $1 spent
- 10,000 bonus points after your first purchase
Expiration:
None
Yearly Limit:
None
Other Benefits:
- World Elite Benefits
- Price Protection
- Concierge Service
*See Terms and Conditions for other benefits
Online Access:
Yes!

The information provided for MBNA Rewards World Elite MasterCard® credit card is believed to be accurate at the time of evaluation (Aug 29, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.